Gearing simply means borrowing money to buy an asset. In property terms, negative gearing refers to when you borrow money to purchase a property and the rental income you receive from that property is less than your expenses (i.e. you’re making a loss). You should calculate whether a property will be negatively or positively geared prior to purchasing the property to avoid the possibility of putting yourself at financial risk.
If a property is negatively geared it is going to require you to contribute some of your disposable income to keep