Superannuation

Superannuation can be a great tool for business owners, in enabling them to maximise their future wealth and reduce their tax burden.  A self-managed superfund can also be a good vehicle to purchase commercial business premises.

Let’s face it, retirement planning can never start too early.    You want to ensure that you have enough assets accumulated so that they earn you sufficient returns to fund your retirement. You may enjoy working, but working past your retirement date should be a choice rather than a necessity in order to survive.

In planning for your retirement, you need to ask yourself when you want to stop working and how much income you will need to live the lifestyle you would like. PJT Accountants & Business Advisors will evaluate your existing assets, consider your commitments and what mix of assets you want or need. We will then structure a plan to help you achieve your retirement goals.

As well as planning for your retirement, PJT Accountants & Business Advisors will structure your financial situation to protect your hard earned assets and manage the impact of taxation. Taxation has a significant effect on the long term value of your assets so it is important to get this right.

Superannuation may form an important part of your retirement plan, and we believe you should be actively involved in monitoring its performance. Superannuation should not be a set and forget strategy. Superannuation should be used to take advantage of the compounding effect of your earnings as well as the tax benefits it provides.

PJT Accountants & Business Advisors are experts in looking after your retirement and superannuation needs, and if appropriate for you, can set up your self-managed superfund and help you oversee its ongoing growth.

Click here to download the Planning for Your Retirement white paper.

Want to know more? Request a free meeting with a Business Advisor, or call us on 5413 9300.

Read more through our specialist superannuation news:

Death Benefit Nominations in Super

Having a Death Benefit Nomination (DBN) in place is one of the most important documents members of a Self-Managed Super Fund can complete. Having this in place simply takes the burden off the surviving family members. There are ...

Super Changes from 1 July 2017

Superannuation sees the biggest changes from 1 July 2017.  We’ve reviewed the main changes which may impact you and these are shown below. ...

2017 Federal Budget Impact on Superannuation

The 2017 budget saw few new changes announced, many having already been introduced earlier in the year.   Here is a snapshot of the changes. ...

Superannuation Advice Changes from 1 July 2016

The financial advisory industry is undergoing change with new legislation being introduced to better manage the quality of advice provided to investors.  From 1 July 2016, Accountants who provide advice in relation to self managed superfunds need to ...
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